“Plans sit on a shelf. Planning moves with your life — through the changes you see coming and the ones you don't.”
Retirement is one of the biggest financial transitions you'll ever make – whether you're still preparing for it or already living it. For more than 20 years, I've helped individuals and families navigate that transition with confidence through thoughtful income planning, disciplined long-term investing, and tax-aware decision-making. My goal is a plan that's clear, durable, and flexible enough to keep pace as life changes.
The best financial plan isn't the most sophisticated one – it's the one you understand and can follow. Real value isn't a document you file away. It's the ongoing relationship: the conversations, adjustments, and guidance that help you stay on track when markets move, life shifts, or a big decision lands on your desk. Long-term outcomes are driven far more by behavior and good systems than by predicting the future – and having the right process in place makes all the difference.
I've lived in Sebastopol for many years and I'm proud to be part of the West County community. My wife, Jina, and I are raising our three kids here, and we also own a local business – so community is personal for us. Outside of work, I coach youth sports, play golf, and travel whenever I can to watch my son compete in Division 1 football at Idaho State
