As college tuition soars, saving early for education is one of the best decisions parents and grandparents can make. If your children or grandchildren plan to attend college, a 529 savings plan is a great way to save. The earlier you begin, the longer you can save, and the more your money can benefit from […]
Read More… from Done Buying Diapers? Don’t Forget About College
Like so many of us in the North Bay and across California, I lost my home to wildfire. We are incredibly grateful that we lost only material things, and we were able to escape unharmed But the experience of losing our home to fire, and the resulting journey it put us on, will remain […]
Read More… from Fire Loss Victims: Have You Been Paid What You are Owed?
What is the biggest financial risk you face? People often think of their investment portfolio or 401(k), but your biggest asset may be the equity you have in your home. The catastrophic fires and devastating losses the past few years have refocused homeowners on insurance. Through my personal experience of losing my home in the […]
No one can fully prepare for the death of a spouse, close family member, or dear friend. But the less we know and the less we are prepared, the more complicated dealing with financial issues that arise after a death can become. This is a subject no one wants to read about. So do me […]
Read More… from Six Financial Steps When There’s a Family Death
With so much of our financial and personal information now online, estate plans must address the fact that our digital selves will outlast our human selves. Loved ones left with the unpleasant task of navigating and penetrating the digital maze can inherit a complicated puzzle. Your online banking account, email accounts, Facebook page, and even […]
Originally published in North Bay Business Journal When welcoming a new client to our firm, I often begin with the caveat that you will hear one piece of advice so often from me that I may sound like a broken record at times. This guidance lies at the very heart of our investment philosophy. However, […]
Read More… from Keep Calm and Invest On (Yes, Even THIS Time)
A crisis doesn’t always have negative connotations. It comes from the Greek word krisis, which means “decisive moment.” We are all painfully aware of the dark sides of the COVID-19 pandemic, but there have been positives for many of us too. The disruptive nature of the experience has caused us to reflect and reevaluate what […]
Many people don’t realize that a health savings account, or HSA, can be a powerful retirement savings vehicle. The reason is, from a tax perspective, the HSA is unique and offers a triple tax benefit: The money you contribute reduces your taxable income. Money within an HSA grows tax-deferred. Withdrawals are tax-free as long as […]
Read More… from 3 Ways Health Savings Accounts Help You Plan for Retirement
“If it sounds too good to be true, it probably is.” Though you’ve probably heard that many times, it’s still a good reminder when considering alternative investments. Caution is always advisable when investing, yet when it comes to these ‘opportunities’, extra due diligence is needed. Here’s why: these loosely regulated investments can be risky, lack […]
Read More… from On ‘Alternative Investments,’ Be Aware of Risks
Originally published in the North Bay Business Journal March 9, 2014 marked the five year anniversary of the U.S. stock market recovery from the 2008 financial crisis and global market meltdown. As with all stock market recoveries, the last five years were full of predictions and expectations by many market “experts” who continually challenged this […]
Read More… from The Sky is Falling, the End is Near, and Other Forecasts
707-829-1146 (Sebastopol)
415-925-1388 (Marin)
800-696-8096 (Toll Free)
info@willowcreekwealth.com
Sebastopol [8-5 M-Th, 8-4 F]
825 Gravenstein Hwy N., Suite #5
Sebastopol, CA 95472
© 2022 Willow Creek Wealth Management • All Rights Reserved • Website Terms of Use and Privacy