The Unexpected Victory

Following the election of President-Elect Donald Trump yesterday, the unknowns surrounding a Trump Administration are considerable. We recognize that this uncertainty feels scary to those who did not vote for it. Although we cannot address all the potential ramifications of a Trump Presidency here, or the ultimate effect on our country, we can address what […]

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Willow Creek Commentary: Spring-2016

PURSUING A BETTER INVESTMENT EXPERIENCE Investors are bombarded every day with global events, economic reports, and ‘expert’ opinions and forecasts that make it easy to question a disciplined, long-term investment strategy – even a broken clock is right twice a day. Here are 10 investment principles that can help you stay on target to achieve […]

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Coping with a down market

The current stock and bond market volatility can drive a sane person crazy.  If you find yourself checking your investments more frequently than you check your email, you may just be taking too much equity risk in your portfolio. After almost seven years of impressive stock and bond market returns, the late summer’s sudden market […]

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Willow Creek Commentary: Winter-2015

CHINA The volatility of China’s financial markets is leading some investors to question the fundamental cause of China’s decline, and what the potential consequences may be for the global economy and financial markets. The Shanghai Composite Index — the mainland stock market barometer and one dominated by retail investors — doubled from March of 2014 […]

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Wealth Matters: What’s really driving your investing behavior?

September 21, 2015 – Published in the North Bay Business Journal We like to think of ourselves as rational, logical decision-makers. But the truth is, psychology plays an enormous role in how we behave, especially when it comes to investing. The emerging field of behavioral finance meets at the intersection of economics, psychology and decision-making. […]

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Willow Creek Commentary: Fall-2015

THE PATIENCE PRINCIPLE Global markets are providing investors a rough ride at the moment, as the focus turns to China’s economic outlook. But while falling markets can be worrisome, maintaining a longer term perspective makes the volatility easier to handle. A typical response to unsettling markets is an emotional one. We quit risky assets when […]

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Investors, check your frame of reference

Real risk to your portfolio isn’t the ups and downs When it comes to investing in the stock market, the risk that everybody talks about is the ups and particularly the downs, the bearish periods when the market falls dramatically and keeps falling for months or even years. (Think 2000–2002 or 2008–2009.) The real damage […]

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Volatility is up. So what?

Professional investors know something that most people find impossible to believe: that the threat of scary ups and downs in the markets is by far the best friend of the long-term investor.  Why?  Because over the long term, stocks have provided returns far higher than bonds or cash.  If it weren’t for the occasional dizzying […]

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When it’s time to get serious about getting financial help

August 25, 2014 – Published in the North Bay Business Journal When making any major decision, it is important to know when to seek professional advice.  With financial decisions in particular, an expert can be critical given the number of options available today. Here are a series of scenarios when it may make sense to get […]

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