Business Succession Planning

Don’t die before you pass your business’ torch. Here is how to plan the handoff. As baby boomers enter retirement years in droves, the question of who will succeed them in their businesses is an ongoing issue. While some can’t wait to leave their careers to start doing all those things they have been postponing […]

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Financial first aid: Preparing now for peace of mind later

Whether or not you suffered losses in the recent fires, every resident in Sonoma County has been deeply impacted by this tragedy. From housing evacuees, to donating time, money and goods — to raking through the ashes of one’s former home in search of anything to salvage — each of us has experienced this disaster […]

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Reverse mortgages can be a retirement tool — with caution

You’ve saved. You’ve invested. You’ve worked hard. But somehow, you fear there won’t be quite enough income to live on comfortably when you retire. What can you do? Though we would only recommend this option under very specific circumstances, a reverse mortgage is a planning tool that can enable you to borrow against your home’s […]

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10 basic steps for retirement planning

If you plan to retire in the next 20 years, now is the time to look at your options and start planning so that you can make more informed decisions about your future and meet your long-term goals. A professionally created retirement plan usually includes a review of your estate plan and portfolio investments, tax […]

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Where business owners go wrong on retirement planning

It’s surprising that people in the business of planning and running an enterprise are often their own worst enemies when it comes to planning for themselves. According to a survey by the American College of Financial Services, about a third of small-business owners do not have a personal or business-sponsored retirement plan, such as a […]

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