How to resist our worst instincts on investing

Its all about being diversified across asset classes and rebalancing Much has been written in the last five to 10 years in the field of behavioral finance about how humans make financial decisions. It seems our species isn’t wired particularly well for making smart decisions around money, especially during a crisis. As best-selling author, Daniel […]

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When it’s time to get serious about getting financial help

August 25, 2014 – Published in the North Bay Business Journal When making any major decision, it is important to know when to seek professional advice.  With financial decisions in particular, an expert can be critical given the number of options available today. Here are a series of scenarios when it may make sense to get […]

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1 chart shows just how badly average investor lags — even cash

When chaos strikes, the average investor heads for the hills and ends up paying the price in long-term underperformance, says one of Wall Street’s most prominent bulls. As this chart from Richard Bernstein Advisors shows, mom and pop stink it up on a pretty steady basis and have lagged gains in every asset class, with the […]

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Is your brain making bad investment decisions?

July 7, 2014 – Published in the North Bay Business Journal As financial advisers, we see the results of poor decision making every day — couples on the verge of divorce over financial miscues and others with no idea how they are going to pay for retirement much less fund college. So if the basic approach […]

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The Buffet way: Diversify and let the market do the work

May 26, 2014 – Published in the North Bay Business Journal That’s when thousands of shareholders descend on Omaha — more than 30,000 last year — to attend his annual meeting the first Saturday of the month. They come to eat ice cream at Dairy Queen (one of Berkshire Hathaway’s holdings), shop at Borsheims (the Omaha […]

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The sky is falling, the end is near and other stock market forecasts

April 21, 2014 – Published in the North Bay Business Journal March 9, 2014 marked the five year anniversary of the U.S. stock market recovery from the 2008 financial crisis and global market meltdown.  As with all stock market recoveries, the last five years were full of predictions and expectations by many market “experts” who […]

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