Market Commentary: Fall 2023 – The Pitfalls of High-Yield Savings Accounts

An Illusion of Safety Over the past 18 months or so, we have seen an extraordinary increase in interest rate earnings from all types of fixed income products. In January of 2022, it was difficult to find bank savings account rates above 0.10%; in today’s market however, you can find FDIC insured savings accounts and […]

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Inflation 101: Putting it in Proper Context

Has the specter of inflation got you spooked? If you pay attention to many recent headlines, we should all be running for the hills. Let’s take a closer look at what to make of all the commentary, and what you can do about it as an investor. As always, we caution against succumbing to fear or panic in the face […]

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If you Live to 95, Will you Have Enough Money?

Originally published in the North Bay Business Journal Will your nest egg last as long as you will? It’s a challenging question to ponder as we are living longer than ever. Healthy couples who reach age 65 today have a 43 percent chance that one or both will live to celebrate their 95th birthday. Not […]

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