Kennedy Economic Guru and Nobel Laureate Dies

Paul Samuelson, one of the foremost academic economists of the 20th century, has died at age 94. He proposed the monetary policy that suggested a temporary reduction in individual tax rates is a powerful weapon against recession. Kennedy put the idea into practice and set in motion the great boom of the 1960s. He felt […]

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Tempted to Look for the Next “hot thing” in the Market?

Who’s the smartest of them all? We currently see ads and junk mail pieces from money managers saying they are the greatest because they sold out before the crash or bought (emerging markets, junk bonds etc.) just at the right time. Truth be told, facts are facts and though there are some really smart money […]

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Elderly Parent Care Guide

Willow Creek Financial often gets calls regarding issues with elderly parents and other relatives. One of the fund providers we use, Vanguard, has written a brief guide discussing common eldercare challenges and care options. The guide also provides a helpful list of Websites including CarePathways.com sponsored by a group of Registered Nurses. The goal is to assist […]

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Government Intervention and Stock Returns

Should equity investors be alarmed by the prospect of greater government intervention in the U.S. economy? The following link from Dimensional Fund Advisors’ looks at examples of U.S. intervention in the past and examines the record of stock returns around the world over the last thirty-nine years. The evidence suggests that government intervention is just […]

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Your Money and Your Brain

Calming Your Emotional Impulses and Economic Fears Jason Zweig is a personal finance columnist for the Wall Street Journal and the author of Your Money and Your Brain: How the Science of Neuroeconomics Can Help Make You Rich. Mr. Zweig has researched a new discipline called neuroeconomics, which combines biology, psychology and economics to try […]

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Perspectives on Tax-Exempt Bonds and State Budget Woes

Lately there have been plenty of news stories in regards to the struggles of California and other states as they try to balance their budgets.  The budget woes facing the states not only put financial strain on government programs and services but also on municipalities abilities to service their debt (municipal bonds).  Included here is […]

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Lost Art of Saving Making a Comeback

Some workers are saving for the next three to four years and not counting on investment gains to pay for college tuition, weddings and other expenses, said Bruce *Dzieza, President of Willow Creek Financial Services in Sebastopol. http://www.pressdemocrat.com/article/20090614/BUSINESS/906141034?Title=Lost-art-of-saving-making-a-comeback […]

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Who You Gonna Call!

Bill Gross, manager of Pimco Total Return, keeps on hitting home runs.  In this NY Times article Bill’s unique position is explained: http://www.nytimes.com/2009/06/21/business/21gross.html?_r=1 […]

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Lost Art of Saving

Can we change our spending habits? Bruce was recently quoted in a Press Democrat article. Will the “next generation” be able to deal with the new reality of less job opportunities, higher taxes and tighter Federal and State budgets. Read Article > Lost art of saving making a comeback […]

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What Should Investors Do Now?

This is a question we hear often.  Every situation requires a unique solution, but here is a video you might find helpful from one of Willow Creek Financial’s most highly regarded fund providers. Six months after Dimensional Fund Advisors’ (DFA) first comprehensive survey of the market downturn, Vice President, Weston Wellington returns to the topic with a multi-part […]

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