Retirement, Risk and Return

It is difficult for many to believe that equities are smart investments after the events of the last 18 months.  The rush to safety by purchasing CD’s and Treasury Bills may feel really safe at the moment, but history shows us that a diversiifed portfolio of stocks and bonds produces much greater returns than an all CD or Treasury bill portfolio.  Inflation and taxes erode portfolio purchasing power over time – a deadly combination for retirees.  Here is a short video presentation that you might find helfpful in understanding why we are so enthusiastic about balanced portfolios.